ARL Taxes & Insurance
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About Us
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ARL Taxes & Insurance
Home
About Us
How it Works
Who Qualifies
Pricing
Resources
More
  • Home
  • About Us
  • How it Works
  • Who Qualifies
  • Pricing
  • Resources
  • Home
  • About Us
  • How it Works
  • Who Qualifies
  • Pricing
  • Resources

We provide structured, ethical IRS tax relief — nationwide.

We provide structured, ethical IRS tax relief — nationwide.We provide structured, ethical IRS tax relief — nationwide.We provide structured, ethical IRS tax relief — nationwide.

If you’re facing IRS notices, unfiled returns, wage garnishments, bank levies, or overwhelming tax debt — you are not alone.

Schedule your Consultation
Check your OIC Eligibility

We provide structured, ethical IRS tax relief — nationwide.

We provide structured, ethical IRS tax relief — nationwide.We provide structured, ethical IRS tax relief — nationwide.We provide structured, ethical IRS tax relief — nationwide.

If you’re facing IRS notices, unfiled returns, wage garnishments, bank levies, or overwhelming tax debt — you are not alone.

Schedule your Consultation
Check your OIC Eligibility

About ARL Taxes & Insurance

Our Story

At ARL Taxes & Insurance, we've been providing top-notch tax services to individuals and businesses for over 20 years. We started as a small family-owned business and have grown to become one of the most trusted tax service providers in the area.

Our Mission

ARL Taxes & Insurance provides structured, documented, and ethical tax relief services for individuals, business owners, and ministries across the United States.


  • We don’t sell false hope.
  • We build real, defensible IRS strategies.

Who We Help

  • Individuals with tax debt over $10,000
  • Self-employed professionals 
  • Small business owners
  • 1099 earners
  • Retirees on fixed income
  • Individuals with un-filed returns
  • Ministries and faith-based organizations
  • Taxpayers facing levies or garnishments
     

Whether you live in Florida, Georgia, Texas, California, or anywhere in the U.S., we can assist remotely with secure document submission and structured case management.

Our Core Services

Offer in Compromise (OIC) 

Settle your tax debt for less than the full amount owed — when you qualify. 


Installment Agreements

Structured monthly payment plans to stop collection enforcement. 


Currently Not Collectible (CNC)

Temporary protection when you cannot afford to pay.


Penalty Abatement
Reduce or remove penalties when reasonable cause exists. 


IRS Notice Response
Professional responses that prevent escalation. 


Bookkeeping Cleanup 

Financial reconstruction for accurate filings and IRS negotiations.

Our Philosophy

Unlike national “tax relief mills,” we operate differently:

  • We price based on work — not fear
  • We do not inflate fees based on debt size
  • We evaluate eligibility before recommending OIC
  • We prepare documentation the way the IRS reviews it
  • We operate ethically and transparently


We believe tax relief should be structured, documented, and defensible.

Why Clients Choose ARL

  • Document-driven strategy
  • Clear compliance coaching
  • Ethical pricing structure
  • Ministry-aware case handling
  • Organized, lender-ready documentation
  • Honest eligibility assessments

National Service Model

Although based in Palatka, Florida, we serve clients nationwide via:


  • Secure digital document upload
  • Transcript retrieval
  • Virtual consultations
  • Structured case tracking
  • Ongoing compliance coaching


Tax relief is federal — your representation can be remote.

You don’t need more anxiety. You need structure and a documented plan.

Schedule Your Consultation Today

ARL Taxes & Insurance

324 St Johns Ave, Palatka, FL 32177

OFFICE: (386) 325-1422 MOBILE: (386) 627-0300

Hours

Open today

09:00 am – 05:00 pm

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ARL Taxes & Insurance provides tax preparation and tax resolution services. We are not a law firm. Representation before the IRS is provided in accordance with federal guidelines.

  • How it Works
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  • Pricing
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